


VISHYA EVERYTHING LEARNING series is a unique Blended Learning program for mid and senior professionals. Based on learnings that could make practitioners more effective in their roles, this series goes both deep into each topic and wide across areas to make it a truly EVRYTHING series. These expert level, deep domain courses are curated by industry experts capturing their perspectives, experiences and real applications.
Everything Credit
EVERYTHING Credit is a comprehensive learning program focused on underwriting for large corporates, thoughtfully designed for BFSI professionals across functions. Structured as a modular 12-course series, it covers the full spectrum of credit decision-making—from financial analysis and covenants to technology in credit; from security creation and valuation to enforcement; and from compliance and monitoring to credit decisioning and managing exits.
Each module brings together practical perspectives, insights from experienced domain experts, and real-world examples to bridge theory with practice. The program also includes case-based assessments that encourage reflection and simulate real on-the-job decisions, helping learners build sound judgement and confidence in complex credit scenarios.


Upcoming courses


Everything Compliance
EVERYTHING Compliance is a specialised learning series designed for BFSI professionals to understand and manage regulatory compliance across functions in both banks and non-banking institutions.
The program goes beyond the letter of regulation to also address its underlying intent, helping learners appreciate not just what is required, but why it matters. It covers key compliance expectations, highlights regulatory and commercial risks of non-compliance, identifies common pitfalls, and offers a practical approach to adherence.
Built on the experience and insights of industry experts, the series presents distilled, real-world wisdom to help practitioners embed compliance as an integral part of business operations—balancing rigour with pragmatism


Everything InvITs
EVERYTHING InVITs focuses on these emerging investment structures and is designed for professionals across industries—on both the sell side and buy side, including investors evaluating InVIT units. The program aims to enable better, more informed decision-making in this evolving space.
Structured as a modular series, it allows learners to choose courses best suited to their needs. The curriculum covers the full landscape of InVITs—underlying assets, structural frameworks, roles of different stakeholders, and the risks and rewards for lenders at various levels, as well as for unit holders.
Curated by industry experts, the series brings together practical insights on asset assessment, financial analysis, tax implications, and risk-reward trade-offs, providing a well-rounded understanding of InVITs in practice.
As a natural extension, the EVERYTHING Roads and EVERYTHING Renewables series offer deeper dives into key infrastructure asset classes, including technical evaluation frameworks, enabling a comprehensive perspective for financiers and investors.
Phani Shankar
Director AU Small Finance Bank, Director APAC Finance, Former Chief Credit Officer, Kotak Mahindra Bank
Benjamin Frank
Former Group Head Wholesale Credit Group, HDFC Bank
Natarajan Sundar
Retired Deputy Managing Director (DMD) and Chief Credit Officer (CCO) of SBI
Esteemed Panel of Experts
T V Sudhakar
Group President and Chief Compliance Officer, Kotak Mahindra Bank
Nandini.....
Former .....
Ram
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