

VISHYA EVERYTHING LEARNING series is a unique Blended Learning program for mid and senior professionals. Based on learnings that could make practitioners more effective in their roles, this series goes both deep into each topic and wide across areas to make it a truly EVERYTHING series. These expert level, deep domain courses are curated by industry experts capturing their perspectives, experiences and real applications.


Everything Credit
EVERYTHING Credit is a comprehensive learning program focused on underwriting for large corporates, thoughtfully designed for BFSI professionals across functions. Structured as a modular 12-course series, it covers the full spectrum of credit decision-making—from financial analysis and covenants to technology in credit; from security creation and valuation to enforcement; and from compliance and monitoring to credit decisioning and managing exits.
Each module brings together practical perspectives, insights from experienced domain experts, and real-world examples to bridge theory with practice. The program also includes case-based assessments that encourage reflection and simulate real on-the-job decisions, helping learners build sound judgement and confidence in complex credit scenarios.


Upcoming courses


Everything Compliance
EVERYTHING Compliance is a specialised learning series designed for BFSI professionals to understand and manage regulatory compliance across functions in both banks and non-banking institutions.
The program goes beyond the letter of regulation to also address its underlying intent, helping learners appreciate not just what is required, but why it matters. It covers key compliance expectations, highlights regulatory and commercial risks of non-compliance, identifies common pitfalls, and offers a practical approach to adherence.
Built on the experience and insights of industry experts, the series presents distilled, real-world wisdom to help practitioners embed compliance as an integral part of business operations—balancing rigour with pragmatism


Everything InvITs
EVERYTHING InVITs focuses on these emerging investment structures and is designed for professionals across industries—on both the sell side and buy side, including investors evaluating InVIT units. The program aims to enable better, more informed decision-making in this evolving space.
Structured as a modular series, it allows learners to choose courses best suited to their needs. The curriculum covers the full landscape of InVITs—underlying assets, structural frameworks, roles of different stakeholders, and the risks and rewards for lenders at various levels, as well as for unit holders.
Curated by industry experts, the series brings together practical insights on asset assessment, financial analysis, tax implications, and risk-reward trade-offs, providing a well-rounded understanding of InVITs in practice.
As a natural extension, the EVERYTHING Roads and EVERYTHING Renewables series offer deeper dives into key infrastructure asset classes, including technical evaluation frameworks, enabling a comprehensive perspective for financiers and investors.
Phani Shankar
Director AU Small Finance Bank,
Former Chief Credit Officer, and Head of Markets, Kotak Mahindra Bank
Phani’s journey has always been guided by a deep belief in the power of learning. Even while being closely engaged with business, he consistently invested his energy in building cohorts that champion learning excellence and real growth.
The Everything Series is a vision he has carried for years—one rooted in the idea that true mastery comes from practice, not just theory. With unwavering commitment, he identifies areas where intensive, practice-based learning can create real impact, brings together the right experts, and thoughtfully designs each course to transform the way people learn and perform.
For him, learning is not an event—it is a continuous pursuit of better thinking, better action, and meaningful progress.
Esteemed Panel of Practitoners and Experts
Benjamin Frank
Esteemed Panel of Practitoners and Experts
T V Sudhakar
Retired General Manager, RBI, Former Group President and Chief Compliance Officer, Kotak Mahindra Bank
Ashwani Sindhwani
Former Chief Executive of FEDAI, Former MD of BNP Paribas
Ramkumar
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T V Sudhakar
Retired General Manager, RBI, Former Group President and Chief Compliance Officer, Kotak Mahindra Bank
Ashwani Sindhwani
Former Chief Executive of FEDAI, Former MD of BNP Paribas
Ramkumar
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